Attractive financing alternatives and
individual procurement options

 

All from a single source: We at Hako provide our customers with efficient machines for municipal applications as well as industrial and commercial use. In addition, we offer excellent service solutions and adequate procurement options, which are tailored to meet our customers’ individual requirements and ensure maximum flexibility.  
Our customers can rely on receiving a comprehensive package of high-quality products and services – at fixed, calculable ownership costs over the entire service life of their machines; to maintain liquidity without touching credit lines.

Attractive financing alternatives and
individual procurement options

 

All from a single source: We at Hako provide our customers with efficient machines for municipal applications as well as industrial and commercial use. In addition, we offer excellent service solutions and adequate procurement options, which are tailored to meet our customers’ individual requirements and ensure maximum flexibility.

Attractive financing alternatives and
individual procurement options

 

All from a single source: We at Hako provide our customers with efficient machines for municipal applications as well as industrial and commercial use. In addition, we offer excellent service solutions and adequate procurement options, which are tailored to meet our customers’ individual requirements and ensure maximum flexibility.  
Our customers can rely on receiving a comprehensive package of high-quality products and services – at fixed, calculable ownership costs over the entire service life of their machines; to maintain liquidity without touching credit lines.

Leasing

Customised to meet your individual requirements.

Rental agreement

ALL-IN-Plus rental agreement: financing, maintenance and insurance all inclusive.

Hire purchase

Our customers pay manageable monthly rates while maintaining their liquidity. 

Seasons

Leasing solution for seasonal peak demands.

Tailored financing solutions

 

Hako Finance knows its customers’ financing requirements in different branches of industry and offers tailored procurement alternatives including special financing models that are optimally adapted to our clients’ seasonal or project-related needs; or all-inclusive solutions that combine financing, maintenance and insurance in one comprehensive package. Our financing solutions are available for both new and used machines. 

Tailored financing solutions

 

Hako Finance knows its customers’ financing requirements in different branches of industry and offers tailored procurement alternatives including special financing models that are optimally adapted to our clients’ seasonal or project-related needs; or all-inclusive solutions that combine financing, maintenance and insurance in one comprehensive package. Our financing solutions are available for both new and used machines. 

Leasing – customised to meet your individual requirements
 

Low leasing rates, high planning security, and always in possession of the latest technology: Leasing is a convenient option for municipalities and commercial enterprises; it maintains both your liquidity and flexibility, and at the end of the leasing term you can either purchase the leased machines at their residual value or opt for a follow-up contract and new, technically advanced machines. This is of particular benefit for enterprises operating in the field of Cleaning or Municipal Technology, whose business development, order volumes or contract periods are difficult to predict and calculate.  Leasing is balance-sheet neutral. Service providers can pay the leasing rates with the income generated from using the machines without straining their credit line, which then remains available for other necessary investments. And short-term leasing contracts allow faster depreciation of assets than purchases. 

 

Short-term rentals: your perfect solution for temporary peaks
 

When your demand for new machines increases or you have to deal with unforeseen machine breakdowns, rapid replacement is required. Hako’s short-term rentals are the perfect solution for such spontaneous investments, as they allow uncomplicated bridging of bottlenecks. Rental payments are tax-deductible operating expenses that have no effect on your credit rating. 

 

Framework agreements – financing on stand-by
 

Contracts are often awarded at short notice. Quite often, there are only a few days between winning the bid and starting the project. Hako Finance offers the right solution for these kind of financial requirements, so that one thing is always certain: your financing is already home and dry. Concluding a framework agreement with Hako Finance means that our customers already have financing approval for future leasing contracts in their back pocket. This saves valuable time for credit checks and can be a decisive advantage when negotiating contracts. Hako Finance’s framework agreement offers our customers the kind of flexibility required to implement even larger projects at short notice or invest in attractive offers on the spur of the moment. 

 

Leasing – customised to meet your individual requirements
 

Low leasing rates, high planning security, and always in possession of the latest technology: Leasing is a convenient option for municipalities and commercial enterprises; it maintains both your liquidity and flexibility, and at the end of the leasing term you can either purchase the leased machines at their residual value or opt for a follow-up contract and new, technically advanced machines. This is of particular benefit for enterprises operating in the field of Cleaning or Municipal Technology, whose business development, order volumes or contract periods are difficult to predict and calculate.  Leasing is balance-sheet neutral. Service providers can pay the leasing rates with the income generated from using the machines without straining their credit line, which then remains available for other necessary investments. And short-term leasing contracts allow faster depreciation of assets than purchases. 

Short-term rentals: your perfect solution for temporary peaks
 

When your demand for new machines increases or you have to deal with unforeseen machine breakdowns, rapid replacement is required. Hako’s short-term rentals are the perfect solution for such spontaneous investments, as they allow uncomplicated bridging of bottlenecks. Rental payments are tax-deductible operating expenses that have no effect on your credit rating. 

Framework agreements – financing on stand-by
 

Contracts are often awarded at short notice. Quite often, there are only a few days between winning the bid and starting the project. Hako Finance offers the right solution for these kind of financial requirements, so that one thing is always certain: your financing is already home and dry. Concluding a framework agreement with Hako Finance means that our customers already have financing approval for future leasing contracts in their back pocket. This saves valuable time for credit checks and can be a decisive advantage when negotiating contracts. Hako Finance’s framework agreement offers our customers the kind of flexibility required to implement even larger projects at short notice or invest in attractive offers on the spur of the moment. 

ALL-IN-Plusrental agreement: all inclusive
 

Hako’s ALL-IN-Plusrental agreement combines three services in one procurement solution: financing, maintenance and insurance. Our customers can compile their very own customised package to suit their individual needs: 

  • Individual rental periods – tailored to your requirements
  • Customised maintenance packages
  • Various return options
  • Tailor-made insurance solutions


Our ALL-IN-Plusrental agreementensures that municipalities and commercial enterprises always have a well-equipped fleet of vehicles available. A matching maintenance agreement guarantees perfectly maintained and highly reliable machines, and insurance policies provide individual coverage. 

ALL-IN-Plusrental agreement: all inclusive
 

Hako’s ALL-IN-Plusrental agreement combines three services in one procurement solution: financing, maintenance and insurance. Our customers can compile their very own customised package to suit their individual needs.

ALL-IN-Plusrental agreement: all inclusive
 

Hako’s ALL-IN-Plusrental agreement combines three services in one procurement solution: financing, maintenance and insurance. Our customers can compile their very own customised package to suit their individual needs: 

  • Individual rental periods – tailored to your requirements
  • Customised maintenance packages
  • Various return options
  • Tailor-made insurance solutions


Our ALL-IN-Plusrental agreementensures that municipalities and commercial enterprises always have a well-equipped fleet of vehicles available. A matching maintenance agreement guarantees perfectly maintained and highly reliable machines, and insurance policies provide individual coverage. 

Hire Purchase: extremely flexible
 

In contrast to leased assets, customers have economic ownership of the hired item right from the start. The overall costs of the investment are spread over the entire term of the contract. This procurement option ensures that our customers pay manageable monthly rates while maintaining their liquidity and without touching their credit line. Hire-purchased machines can be capitalised under fixed assets immediately; interest expenses are tax-deductible as operating expenditure. Hire purchases therefore offer clearly defined framework conditions and contract terms, which allows purchasing Hako machines over a specified period of time at calculable costs. 

Hire Purchase: extremely flexible
 

In contrast to leased assets, customers have economic ownership of the hired item right from the start.

Hire Purchase: extremely flexible
 

In contrast to leased assets, customers have economic ownership of the hired item right from the start. The overall costs of the investment are spread over the entire term of the contract. This procurement option ensures that our customers pay manageable monthly rates while maintaining their liquidity and without touching their credit line. Hire-purchased machines can be capitalised under fixed assets immediately; interest expenses are tax-deductible as operating expenditure. Hire purchases therefore offer clearly defined framework conditions and contract terms, which allows purchasing Hako machines over a specified period of time at calculable costs. 

Seasons – Leasing for every season
 

In many cases, the number of machines required in Cleaning and Municipal Technology depends on seasonal demands. This applies, for example, to road cleaning and winter service tasks or collecting leaves in autumn. Seasonsis your perfect procurement solution for seasonal peak demands. Non-linear instalment payments can be adapted to match seasonal turnover trends, which ensures constant liquidity and offers sufficient levels of flexibility throughout the year. 

Seasons – Leasing for every season
 

In many cases, the number of machines required in Cleaning and Municipal Technology depends on seasonal demands. This applies, for example, to road cleaning and winter service tasks or collecting leaves in autumn. Seasonsis your perfect procurement solution for seasonal peak demands.

Seasons – Leasing for every season
 

In many cases, the number of machines required in Cleaning and Municipal Technology depends on seasonal demands. This applies, for example, to road cleaning and winter service tasks or collecting leaves in autumn. Seasonsis your perfect procurement solution for seasonal peak demands. Non-linear instalment payments can be adapted to match seasonal turnover trends, which ensures constant liquidity and offers sufficient levels of flexibility throughout the year. 

Customised instalment payments – either progressive or degressive

Customised instalment payments – either progressive or degressive

Customised instalment payments – either progressive or degressive

 

Progressive instalments – maximum individuality
 

Hako Finance offers the right financing solution for comprehensive projects requiring short-term investment. Payment targets can be tailored to meet your individual requirements – with instalments that are adapted to the progression of your project. Another benefit for our customers: The leasing rates are reduced to zero until you have received your payments. After that, the instalment amount is synchronised in line with the yield curve of the investment to ensure high levels of flexibility. 

Degressive instalments – paying off loans quickly
 

Degressive instalments ensure that municipalities or commercial enterprises finance their machines only for as long as it is necessary. Hako Finance offers fast repayment with decreasing amortisation. This is a particularly attractive option for companies which are in a good earnings position. 

Progressive instalments – maximum individuality
 

Hako Finance offers the right financing solution for comprehensive projects requiring short-term investment. Payment targets can be tailored to meet your individual requirements – with instalments that are adapted to the progression of your project. Another benefit for our customers: The leasing rates are reduced to zero until you have received your payments. After that, the instalment amount is synchronised in line with the yield curve of the investment to ensure high levels of flexibility. 

Degressive instalments – paying off loans quickly
 

Degressive instalments ensure that municipalities or commercial enterprises finance their machines only for as long as it is necessary. Hako Finance offers fast repayment with decreasing amortisation. This is a particularly attractive option for companies which are in a good earnings position. 

 

A strong partner in the field of financing
 

Hako Finance specialises in financing Hako’s Cleaning and Municipal Technology products. We have over 35 years of experience in the field of leasing, factoring, and industry-specific sales financing. Low budgets, demanding financing solutions, and individual seasonal or project-oriented requirements: We know exactly what’s what when it comes to financing solutions for municipalities, industry and commerce. 

A strong partner in the field of financing
 

Hako Finance specialises in financing Hako’s Cleaning and Municipal Technology products. We have over 35 years of experience in the field of leasing, factoring, and industry-specific sales financing.

A strong partner in the field of financing
 

Hako Finance specialises in financing Hako’s Cleaning and Municipal Technology products. We have over 35 years of experience in the field of leasing, factoring, and industry-specific sales financing. Low budgets, demanding financing solutions, and individual seasonal or project-oriented requirements: We know exactly what’s what when it comes to financing solutions for municipalities, industry and commerce. 

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